Long-Term Care Planning Services For NY Families
Last updated on November 12, 2025
Long-term care planning involves making arrangements for the care and support of individuals who require assistance with daily living activities due to a chronic illness, disability or age. The purpose of long-term care is to make sure that you and your family members receive the appropriate level of care as well as to protect your financial resources.
Planning your finances for long-term care is essential. Generally, long-term care is costly and can quickly drain your life savings. Plus, most people cannot depend on their family members or children to address their out-of-pocket costs. By understanding the costs of long-term care and potential medical expenses, you can develop a plan that protects and preserves your assets for your family. Wills, trusts and other estate planning documents can formalize these plans and ensure that your wishes are carried out in the event of incapacity.
What Is Considered Long-Term Care Planning In New York?
Long-term care involves creating a comprehensive plan for addressing an individual’s long-term care needs. Since no two people’s needs will be the same, having an experienced team on your side is important so that your unique wishes are respected when crafting a long-term care plan. Planning will typically include the following:
- Assessing care needs
- Identifying available resources
- Choosing a care provider
- Creating a care plan
- Estate planning
- Reviewing and updating your plan regularly
It is also important to remember that New York has an ever-changing Medicaid and Medicare landscape. So, to ensure that your long-term care needs are met with the changes being made to Medicaid and Medicare yearly, it is important to seek the help and experience of a trusted legal team. At NY Elder Law Group, we are always up to date on Medicaid and Medicare policies so that we can plan your long-term care with the appropriate information as guidance.
Can An Elder Law Attorney Help Me Plan For Long-Term Care In New York?
While the process of applying for long-term care services in NY can be stressful, we work to take care of the application and advocacy process so you can focus your time on the things that matter most to you.
NY Elder Law Group can help you and your loved ones apply for long-term care benefits like Medicaid. Since there are complexities that come with the application process, our lead attorney, Lori Somekh, and her team can help you by navigating the eligibility requirements and entering the Medicaid home careprogram through the right door so we can maximize your services.
Additionally, NY Elder Law Group can help you plan to protect your assets while still qualifying for the benefits you need. We will advise you on alternative options for paying for long-term care, to ensure that your finances are still in good standing should you need long-term care. Since 1997, we have helped clients understand their rights related to long-term care, including their options for choosing a care provider and their rights to appeal any denials of benefits.
How A Long-Term Care Planning Attorney Can Help
While there are tools that lead you to believe that it’s easy to apply for long-term care on your own, an experienced long-term care planning attorney can significantly impact this process. At NY Elder Law Group, we will help you make a plan for long-term care and do everything we can to ensure that the process is stress-free and streamlined.
Contact A New York Long-Term Planning Attorney Today
If you or a loved one is planning for long-term care in New York, hiring an experienced legal team can ensure your needs are met, and your wishes are respected. At NY Elder Law Group, lead attorney Lori Somekh has helped clients plan for long-term care since starting her practice in 1997. Contact NY Elder Law Group today for a 15-minute consultation.
Long-Term Care Planning FAQ
What should be included in my care plan?
When making a care plan, personal, medical, nutritional, emotional, and social care should be considered. Additionally, safety, security, support for caregivers, and communication techniques should also be outlined to ensure that the receiver of the care gets the best treatment possible.
What are red flags to look out for when long-term care planning?
With so many long-term care facilities to choose from, it can be hard to make a decision. Potential red flags when looking for a long-term care facility, potential red flags include lack of transparency, high costs, poor quality of care, lack of flexibility, lack of licensing or accreditation, staffing shortages, and limited availability. Remember, if something feels off–it is probably for a good reason.
How do I know a long-term care facility is right for me or my loved one?
When choosing a long-term care facility, you should look out for the level and quality of care, location, staffing requirements, services, amenities, safety and security, and financial options.
How do I know if nursing home care or home care is right for me or my loved one?
Determining whether nursing home care or home care is the right option for you or your loved one depends on several factors, including the level of care needed, personal preferences, and financial resources. Consider factors such as the person’s medical condition, their ability to perform activities of daily living, and their social and emotional needs when making a decision.